Stay updated with user-friendly tools that simplify your mortgage journey from start to finish.
We assess your full financial picture to recommend the best options that suit your lifestyle and budget.
Be among the first to access mortgage programs built specifically for Ontario first time home buyers.
Tap into our network of trusted real estate professionals to support every stage of your home purchase.
Get pre-approved quickly, and you can buy with confidence and successfully bid on homes in today's competitive housing market.
We provide informative guides, tips, and workshops so you feel positive and well-informed throughout the process.
Access to Exclusive Premium Rates
For first time homebuyers in Ontario, we provide the best mortgage rates.
Innovative Mortgage Solutions
Tools and services that make the mortgage process easier and more efficient.
Personalized Homebuyer Strategy
A plan built just for you, based on your goals, budget, and timeline.
VIP Concierge Service
Get dedicated support from start to finish, no stress, and no confusion.
More Flexibility
Mortgage products that grow with you and adapt to your changing needs.
Proactive Solutions
We spot and solve potential problems early, so the process stays on track.
Exclusive First-Time Buyer Perks
Enjoy special benefits just for being a first time home buyer in Ontario.
Being a first time home buyer Ontario, you can qualify for some incentives and government-sponsored programs intended to make homeownership more accessible and affordable. At Mortgage Fusion, we ensure you don’t miss these valuable opportunities.
Land Transfer Tax Refunds: Ontario first-time home buyers can get a refund of the provincial land transfer tax. It’s up to $4,000 and could decrease your initial costs significantly.
First-Time Home Buyer Incentive (FTHBI): This is a federal incentive that gives you a shared equity mortgage that can lower your monthly payment and doesn’t add to your down payment. We can evaluate whether this would be beneficial to you.
RRSP Home Buyers’ Plan: You can take as much as $35,000 out of your RRSP tax-free to apply toward your down payment. We will walk you through the qualification and repayment procedure.
If you apply correctly, these programs can save you thousands. At Mortgage Fusion, we handle the paperwork and help you qualify smoothly. We make sure you understand everything.
Allow us to help you take full advantage of these perks so you don’t have to go through the stress of hidden costs or missed opportunities.
We create first time home buyer mortgage solutions that are tailored just for you.
Get access to mortgage rates and terms that aren’t available anywhere else.
Our experienced team knows the mortgage industry thoroughly and we’re here to share our insights with you.
With our caretaking services, you’ll have a personal guide throughout the whole process.
Buying your first house isn’t a concern anymore, as we at Mortgage Fusion will help you find the perfect mortgage at the best rates, so that your journey remains seamless.
Have questions or need a hand? Just reach out, we’re here for you!
